Syndicate Bank
compliance
 

Syndicate-e-banking

 
Syndicate Bank has always recognized that Information Technology is an essential part of Banking. The Bank has been in the forefront amongst Public Sector Banks in deploying the latest available technology, in a way that technology acts as an enabler in the development of business and ensures that customers are benefited and delighted.
 

Core Banking Solution (Syndicate-e-banking)

  • bullet The Bank is the first among the Public Sector Banks to implement Core Banking Solution (CBS), way back in 2001.
  • bullet Currently all of our Branches are in the CBS fold.
  • bullet The CBS Project has enabled the Bank to deliver banking products and services over multiple delivery channels like networked ATMs, Telebanking, Internet Banking and Mobile Banking, so as to provide Anywhere Anytime Anyhow (AAA) banking service to customers. With the introduction of CBS, the Bank has transformed the Branch customers to Bank customers thereby achieving significant shift in customer preference from brick-and-mortar channel to 24x7 delivery channels.
  • bullet CBS Branches locator is available in the left panel of Home Page.
 

ATM Network

  • bullet The Bank has rapidly expanded the ATM network considering the fact that ATMs have become the most acceptable delivery channels. As on 31.12.2016 the Bank has a network of 3843 ATMs..
  • bullet The Bank has membership with VISA/Master Card and RuPay Card, which extends the usage of our ATM/Debit Card holders across the country and the globe.
  • bullet ATM locator is available in the left panel of Home Page.
 

Internet Banking

Internet Banking, which is emerging as an all-pervasive channel, is gaining acceptance amongst our clientele. The number of users has increased considerably. In addition to the basic services of account details, statement of accounts etc., the following services are provided to enhance customer service.
  • bullete-ticketing for Railway ticket reservation
  • bulletUtility Bill payment through Internet banking
  • bulletPayment of Direct & Indirect Taxes - for both individuals and Corporates
  • bulletPermanent block, temporary block/unblock of Debit card
  • bulletSet debit card limit
  • bulletPayment towards Syndicate Bank Credit Card
  • bulletNEFT
  • bulletIMPS
  • bulletLoan Repayment
  • bulletThird Party Funds Transfer

Mobile Banking

Mobile Banking application has been upgraded to a new version which has a richer User Interface (UI) and enhanced User Experience (UX). This application accommodates newer features and facilities such as Know your MMID, Utility Bill Payments, Ticketing, Rewards etc. Look and feel of the Mobile Banking application has been improved. In addition to the basic services of account details, statement of accounts etc., the following services are provided to enhance customer service.

  • bulletAadhar seeding
  • bulletOnline of MPIN generation/reset/change of MPIN
  • bulletValue added services like Mobile/DTH top up
  • bulletUtility Bill Payments
  • bulletDebit Card Hot listing
  • bulletTemporary Debit Card Deactivation
  • bulletSynd e-Passbook solution (Digital Passbook Facility)
  • bulletSynd Guide( acts as a guide regarding information related to Bank’s Locations, schemes, ,products, news & events, rate of interest )

Click here to know about  SMS Banking, Missed call Banking & Govt/RBI initiated projects

Click below to view/download forms and terms & conditions of our Internet Banking facility and services

 

e-Banking related products and services

Synd e-Passbook

Synd e-Passbook solution is a Smartphone application to cater to the ever growing tech savvy customer base. It is a convenient and secure mobile app to get our account details and statements on our Smartphone. It’s a green initiative of providing Digital Passbook facility on mobile. It is one of the popular products of the Bank

 

Synd Guide

Bank has launched “SyndGuide” - a mobile-based application which provides virtual website on the palm to our valuable customers. It is a green initiative and acts as a guide for knowing about information relating to Bank's locations, schemes, products, news and events, rate of interest, etc. on Smartphone.

 

Point of Sale (POS) Acquiring

Bank ventured into the Merchant Acquiring business on 02.10.2009. All its POS terminals do comply with VISA / MasterCard / RuPay specified standards and are fully compliant to handle EMV and PIN based transactions for all types of Cards issued by Banks.

 

Central Pension Processing Centre (CPPC)

The Bank has already migrated Central Civil, Central Freedom Fighter, Telecom, Postal and Defence Pensions into Govt. Business Module after obtaining approvals from the concerned Pension Sanctioning Authorities and RBI Mumbai and the same is handled through CPPC smoothly

Depositor Education Awareness Fund (DEAF) scheme of Reserve Bank of India has been implemented since June 2014.

 

Our Premium Products in Savings Bank A/cs under e-Banking

Our Special Products in Current /SB A/cs under e-Banking

We offer Multi-City Cheque facility together with a package of concessional facilities in our Multi-City Current and SB Schemes. For details click on the links below:

 
 
The minimum monthly average balance in SB a/c to be maintained in e-banking branches is given below:
Type of Account Rural/Semi-Urban Centres Urban/Metropolitan Centres
SB General (with cheque facility)           Rs.500/- Rs.1000/-
SB No Frills A/c (with cheque facility)           Rs.500/- Rs.500/-
SB General (without cheque facility) 
Rs.100/- Rs.500/-
SB No Frills A/c (without cheque facility)           Nil Nil
SB Pension (with/without cheque facility) 
Nil Nil
SB Staff and SCSD A/c holders
Nil Nil
Penalty for non-maintenance of minimum average balance in SB 
Rs.30/- p.m Rs.30/- p.m
 
The minimum monthly average balance in Curent A/cs to be maintained is given below:
Particulars Individuals Other than Individuals
Rural Centres           Rs.1000/- Rs.2000/-
Semi-Urban Centres           Rs.2000/- Rs.2000/-
Urban Centres
Rs.5000/- Rs.5000/-
Metropolitan           Rs.5000/- Rs.5000/-
 

Kindly Note:

  1. bulletCurrent A/cs : Penalty for non-maintenance of minimum balance. Rs.50/- per occasion (at the end of the day) subject to the following ceilings - Rural Rs. 100/- p.m; Semi-Urban Rs 200 p.m, Urban/Metro Rs. 300/- p.m.
  2. bulletThe business hours of our e-banking branches will be uninterrupted 6 hours on week days and three and a half hours on half-days.
  3. bullet"Sweep out, Sweep in" facility in SB accounts that provides high liquidity and maximum earnings for SB customers.
  4. bulletAutomatic overdraft facility to the extent of one month's net salary for SB customers whose pension/monthly salary is credited to the branch.
 

Any Branch Banking Services [ABB]

  • bulletAny Branch Banking transactions at attractive rates are available to all CBS customers. 
  • bulletFree encashment of self cheques upcountry ( limits apply).
  • bulletPayment of "A/c Payee" crossed third party cheques upcountry.
  • bulletFree acceptance of cash upcountry for credit of home branch account (limits apply).
  • bulletIssue of DD/TT/MT from any CBS Branch by debit to home branch account at no additional cost (minimum charges apply).
  • bulletFunds transfer between any two CBS Branches.
  • bulletDeposit of cheques for collection upcountry for credit to home branch account.
  • bulletStop Payment instructions/Statement of Account/ standing instructions etc., from any CBS Branch. 
longvidya

Disclaimer: The contents of this website are purely for information dissemination. It does not constitute any solicitation of business.

2015 Syndicate Bank. All Rights Reserved     This Website is best viewed at 1280 x 800